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Friday, October 28, 2011

Tell the Big Banks What You Think (and Cost Them Money, Too!)

Posted by on Fri, Oct 28, 2011 at 2:46 PM

I just started doing this the other day: All you do is take all those pre-paid envelopes from all those credit-card offers from Chase, Bank of America, etc., and send them back empty. Or full of junk mail (costs them more!). Or with a note about what you think about the foreclosure crisis and the taxpayer-finance bailouts and their practices in general. Or with something even heavier, to cost them more!

This man has some good ideas, and his tie looks like it's about to have an interesting interaction with his throw pillow. LET'S DO THIS!

And don't forget Bank Transfer Day on November 5th—that's a week from tomorrow!


Comments (27) RSS

Oldest First Unregistered On Registered On Add a comment
The best way to do this is to include something fun, a comic strip or your favorite recipe. This way it costs the bank money for their junk mail and entertains the person they paying to open it (which would have to be a shitty job).
Posted by Little Red Ryan Hood on October 28, 2011 at 2:50 PM · Report this
very bad homo 2
Transferred what little money I have yesterday. That felt good.
Posted by very bad homo on October 28, 2011 at 2:57 PM · Report this
I've heard of attaching the cards to bricks and sending them back like that.
Posted by Bhamjason on October 28, 2011 at 2:58 PM · Report this
Vince 4
Good ideas. Also, cancel your cable. Protest the corporate bullshit machine FOX. Cable is starting to crumble. Finish it off!
Posted by Vince on October 28, 2011 at 3:09 PM · Report this
Little Red Ryan Hood has a good idea and a good reminder: The person actually opening the mail has a shitty job, send them something entertaining.
Posted by LMcGuff on October 28, 2011 at 3:13 PM · Report this
Will in Seattle 6
@1 for the win.

HDTV signals can burn thru your building. Just buy an antenna run to the outside or roof and the quality is epic. And free.

Also the on-air signal for KCTS 9.1 and 9.2 is way better at 1080p than the Comcast 1080i for that matter.

You can also d/l the free BloombergTV app for the iPad today or the Bloomberg radio app for the iPhone. And hear all the news they don't want Americans to hear about.
Posted by Will in Seattle on October 28, 2011 at 3:15 PM · Report this
keshmeshi 7
I don't get credit card offers anymore, but the very last one I received before the economy implosion I tore up and sent back. But I get very testy about junk mail in general.
Posted by keshmeshi on October 28, 2011 at 3:21 PM · Report this
Bank Transfer day celebration in Seattle:…
Posted by SMWT on October 28, 2011 at 3:22 PM · Report this

If you watch the video all the way through, he suggests a novel way to get rid of all your OTHER junk mail, along with the credit card offers.
Posted by COMTE on October 28, 2011 at 3:24 PM · Report this
Let's try that agin:

Bank Transfer Day Celebration in Seattle 11/5, Westlake, 10 am
Posted by SMWT on October 28, 2011 at 3:24 PM · Report this
Knat 11
I love these ideas. What he doesn't mention is that doing these things also helps the cash-strapped USPS.
Posted by Knat on October 28, 2011 at 3:24 PM · Report this
cosby 12
Having worked at a facility that goes through this type of mail, I can tell you that 0% of messages will go to anyone, they'll go right into the trash. You may as well write your diatribe and throw it out yourself, it's much more efficient and eliminates the carbon footprint of shipping a letter to its destination.

I can also tell you that most of the messages you get inserted into these envelopes are religious in nature - mostly Chick Tracts. If there is a person most likely to be saved by Chick Tracts, it is the person who opens response envelopes. Very rarely, there is hand drawn pornography.
Posted by cosby on October 28, 2011 at 3:25 PM · Report this
OuterCow 13
Posted by OuterCow on October 28, 2011 at 3:26 PM · Report this
Chip 14
This was totally one of the anarchist suggestions in Steal This Book.
Posted by Chip on October 28, 2011 at 3:33 PM · Report this
Urgutha Forka 15
Meh. I did that for years and finally just got tired of it. The "satisfaction" of mailing their junk back to them wore off after a while and it's not like they stop sending it.
Posted by Urgutha Forka on October 28, 2011 at 4:35 PM · Report this
My idea was to actually send in applications for the credit cards and then max the things out. Then send a letter to the credit card company informing them that you're never going to pay them back. Yes, I realize this would completely screw you, but if you could organize a couple million people to do this simultaneously it would be a pretty cool thing.
Posted by ScruffyBallardMan on October 28, 2011 at 4:42 PM · Report this
Will in Seattle 17
@15 actually, it worked fairly well.

If you get thousands of people to do it on one day in many locations, it is very effective.
Posted by Will in Seattle on October 28, 2011 at 4:43 PM · Report this

I've always wanted to go on a crazed weekend spending spree, max out everything and then call them on Monday and let them know I lost my wallet and none of those charges are mine. You aren't liable for fraud after all.

I figure you only get to do this once. So you'll never want to lose your wallet, they might not be so kind about it the second time.
Posted by SeattleSeven on October 28, 2011 at 4:51 PM · Report this
@12: true, and maybe slightly raises the crap meter for the people that have the crappy job of processing this stuff. But the fact remains that it costs financial institutions money. Not a lot, but real dollars nonetheless. It also keeps postal workers employed if you're into supporting that kind of union thing.

The only downside I can see at all is less junk mail for my worm-bin.
Posted by Mr. Happy Sunshine on October 28, 2011 at 4:53 PM · Report this
pissy mcslogbot 23
SaccharinMoobs @ 20-22: purports to be gleeful but is really just a sad shill pathetic mileage hoarder going nowhere interesting. :(
Posted by pissy mcslogbot on October 28, 2011 at 7:33 PM · Report this
I send mine back filled with the junk they sent with it. Why should I have to throw away their garbage?
Posted by suddenlyorcas on October 28, 2011 at 8:06 PM · Report this
pissy mcslogbot 26
@24: aaand... somehow all that makes you less of a tool (and fool ass sucka slog troll) again, how?
Posted by pissy mcslogbot on October 28, 2011 at 8:15 PM · Report this
Vince 28
@18 All the stores have cameras. You'll be photographed doing your dirty work.
Posted by Vince on October 29, 2011 at 7:22 AM · Report this
squiffalicious 29
I started calling the phone numbers and asked to be removed from the list. Between that and Catalog Choice, my junk mail delivery was greatly reduced. At least it was before the election mail started coming in....
Posted by squiffalicious on October 31, 2011 at 12:11 AM · Report this
thecheesegirl 30
@28 I dunno, wear a big hat? Have a friend buy the stuff for you?
Posted by thecheesegirl on October 31, 2011 at 5:07 AM · Report this
@30, rope a friend into a credit card fraud scheme? How about just not doing it?
Posted by clashfan on October 31, 2011 at 9:57 AM · Report this
undead ayn rand 32
@18: "I figure you only get to do this once."

Well, yeah. You'll get less of them as a felon.
Posted by undead ayn rand on October 31, 2011 at 12:51 PM · Report this

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