You know what they say: You can never be too rich, or too white:

The gap in the wealth of white families and what's owned by blacks and Hispanics has widened in recent years. Researchers say it will widen even more unless steps are taken to break what's become a vicious cycle — the rich getting richer and the poor struggling to keep from falling further behind.

[...] The Pew Research Center recently found that the median white household has net assets worth 20 times that of the median black household and 18 times that of a Hispanic family — assets such as housing, savings and investments, minus any debt.

But of course, this is America, the Land of Opportunity, in which racism is long dead, and class divisions never, ever existed. So obviously, white families must simply be working harder and smarter than their black and Hispanic neighbors, since the market, color-blind as it is, always allocates resources as efficiently and fairly as possible.

So since there is no institutional racism left in America to require remedies via legislation or public policy, the growing wealth gap between the races must mean that whites are naturally superior. Given these assumptions (the absence of racism and the preternatural efficiency of the market), there can be no other logical explanation.