This is the story:

It started five months ago when Bank of America filed foreclosure papers on the home of a couple, who didn't owe a dime on their home....

The couple said they paid cash for the house. The case went to court and the homeowners were able to prove they didn't owe Bank of America anything on the house. In fact, it was proven that the couple never even had a mortgage bill to pay. A Collier County Judge agreed and after the hearing, Bank of America was ordered, by the court to pay the legal fees of the homeowners....

After more than 5 months of the judge's ruling, the bank still hadn't paid the legal fees, and the homeowner's attorney did exactly what the bank tried to do to the homeowners. He seized the bank's assets.
Sheriff's deputies, movers, and the Nyergers' attorney went to the bank and foreclosed on it.

But the bank was able to produce a check at the very last minute and stop the foreclosure—a deus ex machina that can only appear in the dreams of struggling homeowners. But what is telling about the story is precisely the bank's confusion. The bank saw one thing: no money was flowing from a house. And this absence of payments is an anomaly for the bank. Not paying because you have no money to keep your debt current is an anomaly; not paying because you "don't owe a dime" is an anomaly. Not paying is the universal anomaly.