Comments on Apropos of My Morning News Two Days Ago

This is why actuarial sciences is evil!

Hey. Isn't being female genetic? GINA banned genetic discrimination by insurance companies. Just saying.

THANK YOU for mentioning my least favorite part of health insurance. It really freaks me out that I can only get 3 months of pills at a time, and can't reorder until I'm on my last pack. Aren't you supposed to have a 3-month supply of meds on hand at all times in case of emergency? What if Armageddon happens right when I start the last pack? Am I supposed to give up sex just because it's the apocalypse?

Hey, can't you get birth control filled for three months at a time? i'd try to see a doctor, usually they can prescribe it to you that way. my sister gets four packs every three months and that way she only has to pay the copay once, and so it costs a fourth of what it would cost normally. but yeah, insurance pretty much blows.

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one service not mentioned in the LA times article is cervical cancer screening, which begins (ideally, at least) once a woman becomes sexually active, and continues annually throughout the rest of her adult life. this costs healthcare providers a lot of money and (obviously) only pertains to women. there are no corollaries for men that i am aware of.

anyway, this seems like a logical reason for the discrepancy in premiums -- albeit a lame one, since it's preventative care. just throwin' it out there.

Cook @ 4: No, my insurance company won't let me. They actually even make me wait until the very end of the month to get the next month's supply.

Agreed. Healthcare for profit produces such results as a matter of course.

It does seem like they're rewarding men for their tendency to avoid visits to the doctor unless they're bleeding profusely or missing a limb. I guess if a guy dies of a heart attack at home because he didn't think his chest pain was serious it's a cost savings for the provider.

Good thing all your friends and parents voted GOP in 2000 and 2004 - now you can enjoy the lack of socialized national health care plans!

#3 - if Armageddon strikes, 3 months is the "cooling off" period, then they want use to populate! it's part of the plan.

I've had girlfriends deal with this 3 month pill thing, and ECB is correct, sounds like a real pain in the ass.

ECB- save yourself the $20 a month and get an IUD. Your body will thank you for not washing it with artificial hormones. And once it's in, you can forget about it for four or five years.

I'm sorry, but how is 12 times $20 working out to $260?

In addition to all their other superpowers, to women get a whole extra month?

Judah: um... 365 days divided into 28-day cycles (hope I don't have to explain that to you) is 13
cycles, hence $260. Really not that confusing.

@ 12 & 13

this reminds me of the time i had to explain to my high school boyfriend that we girls didn't just bleed for like "2 hours" at the end of each month, but that we actually bled all day long for 5-7 days each month. and this was BEFORE abstinence only sex-ed. i really have no hope for all the little judahs running around. that generation is going to be so fucked (without condoms!) because of all the backwards info they received.

ECB: You should have let Judah believe we have superpowers, like the ability bring in the tides and commune with the moon phases.

hey doesn't it suck when you have to pay more just because of what is between your legs?. Men have been putting up with this for a while now, and now its your turn, deal with it.

But its not right you say?, the whole men-pay-more-for-car-insurance is becoming a thing of the past because more recent studies up here in the frozen north are showing that its all BS, and in fact women are more likely to cause accidents, something most men would have been able to tell you all along. Did women ever care?, nope, they just laughed and said oh well, you pay more. Now the shoe's on the other foot, enjoy!

$260 a year? ECB, get a Mirena. It's a one-time cost of about $260, but will last much longer (about 5 years if memory serves), delivers a much lower systemic dose of hormones, and is more effective overall because you can't forget it.